Here at Warrington Bank we arrive every morning with our main goal of being attentive to your needs as a customer.   Below you will find a list of the services and products that we can offer your family and/or business!   For more information on a particular service or product, just click and you will be able to read more about what exactly we can do for you today!

If you would like to discuss a product or service that we are currently offering with a representative, please email us, or use the locations information to find the branch nearest you!

TO REPORT A LOST/STOLEN DEBIT CARD  24HRS CALL 866-5HOTCRD (866-546-8273).

TO ACCESS ACCOUNT INFORMATION 24 HOURS A DAY, CALL OUR TELEPHONE BANKING AT 877 TWB 5STAR (877-892-5782). 

eStatements are now available.  Enroll today from your NetTeller account.  Click on the ESI tab and follow the instructions.

 

ACCOUNTS
Simple Checking
Choice Rewards Checking E Checking
Interest Checking Money Market
Deposit Account
Savings Accounts
Small Business Checking Christmas Club
Account
Commercial Checking Account

Business Interest Checking

Internet E-Banking Foreign Currency Ordering

 

Simple Checking

Minimum deposit to open the account - You must deposit $100.00 to open this account.

Fees: $5.00 per statement cycle

Features: No Minimum Balance required. Number of transactions - unlimited. ATM/Debit Card - provided.  eStatements - provided.  Online Banking and/or Mobile Banking - required to receive eStatements.  Mail delivery of paper statement - $4.00 per statement.

Senior Benefit: for customers 65 and older - First Box of wallet blue checks is free, 20% discount on  a 3x5 safe deposit box rental, and paper statement fee is waived.

In order to accept and receive electronic delivery, you must have access to a computer or other device with Internet connectivity, sufficient storage space, and Internet browser capable of 128-bit encryption, software that enables you to view files in the Portable Document Format ("PDF"), and a valid email address.  You must notify the Bank if you become unable to meet the above hardware and software requirements.

Delivery methods of receiving your periodic statements.  Only one delivery method per account is possible.  Enroll in eStatements by clicking the eStatement Tab within NetTeller Internet Banking and completing the process.  Please contact the Bank if you have trouble enrolling.

                                                                                           

 

Choice Rewards Checking Account

Minimum deposit to open the account - You must deposit $100.00 to open this account.

Fees: $8.00 per statement cycle

Features: No Minimum Balance required. Number of transactions - unlimited. ATM/Debit Card - provided. eStatements - provided. Online Banking and/or Mobile Banking - required to receive eStatements.  Online Bill payment - provided. Mail delivery of paper statement - $4.00 per statement.  Cash back on signature-based debit card purchases - .0025%  ($.25/$100.).

Service Charge Buy-down Options:  (options buy-down service charge by $2.00 for maximum buy-down of $8.00):

     * Receive directs deposits of at least $500/statement cycle

    * Use debit card 35 times (as a signature-based transaction) during the statement cycle

    *  Use eStatement delivery

    *  Use online bill payment at least three times per statement cycle

    *  Be 65 or older

Senior Benefit: for customers 65 and older - First Box of wallet blue checks is free, 20% discount on  3x5 safe deposit box rental, and paper statement fee is waived.

In order to accept and receive electronic delivery, you must have access to a computer or other device with Internet connectivity, sufficient storage space, and Internet browser capable of 128-bit encryption, software that enables you to view files in the Portable Document Format ("PDF"), and a valid email address. You must notify the Bank if you become unable to meet the above hardware and software requirements.

Delivery methods of receiving your periodic statements. Only one delivery method per account is possible. Enroll in eStatements by clicking the eStatement Tab within NetTeller Internet Banking and completing the process. Please contact the Bank if you have trouble enrolling.

If the bill payment program is not used within a consecutive three-month period, the program will be deactivated, resulting in a loss of history and payee information.

Direct deposits must hard-post to the account during the statement cycle to qualify.

Debit card transactions will be counted on the date the transactions hard-post to your account, and not necessarily the date on which you conduct the transaction.

Bill payment debits must hard-post to the account during the statement cycle to qualify.

E Checking Account

Minimum deposit to open the account You must deposit $100.00 to open this account.

Fees  $8.00 per statement cycle

Features: No Minimum Balance required. Number of electronic transactions - unlimited. Direct Deposit - required (minimum $500/statement cycle).  ATM/Debit Card - provided. eStatements - provided. Online Banking and/or Mobile Banking - required to receive eStatements.  Paper items (debits or credits) - $.25/each for every item over 3 per statement cycle.

Service Charge Buy-down Options: (If all 3 of the buy-down options listed below are met, no monthly service charge will be imposed):

     *  Receive direct deposits of at least $500 per statement cycle (the direct deposits must be hard-posted to the account during the monthly statement cycle to qualify)

     *  Use ATM/Debit card 35 times (as a signature-based transaction) during the statement cycle (transactions will be counted on the date the transactions hard-post to the account, and not necessarily the date on which you conduct the transaction)

     *  Receive eStatements

In order to accept and receive electronic delivery, you must have access to a computer or other device with Internet connectivity, sufficient storage space, and Internet browser capable of 128-bit encryption, software that enables you to view files in the Portable Document Format ("PDF"), and a valid email address. You must notify the Bank if you become unable to meet the above hardware and software requirements.

 

Interest Checking

Rate Information Your interest rate and annual percentage yield may change.

Frequency of rate changes We may change the interest rate on your account every month.

Determination of rate At our discretion, we may change the interest rate on your account.

Compounding and crediting frequency Interest will not be compounded. Interest will be credited to your account every month.

Effect of closing an account If you close your account before interest is credited; you will not receive the accrued interest.

Minimum deposit to open the account You must deposit $100.00 to open this account.

Minimum balance to avoid imposition of fees A service charge fee of $8.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.

Daily balance computation method We use the daily balance method to calculate the interest on your account. This method applies a periodic rate to the daily balance in the account for the period. The period we use is the monthly statement cycle.

Features:  Earns Interest.  Number of transactions - unlimited. ATM/Debit Card - provided. eStatements - provided. Online Banking and/or Mobile Banking - required to receive eStatements. Online Bill Payment - provided.  Mail delivery of paper statements - $4.00 per statement.

Accrual of interest on noncash deposits Interest begins to accrue on the business day you deposit noncash items (for example, checks).

Senior Benefit: for customers 65 and older - First Box of wallet blue checks is free, 20% discount on 3x5 safe deposit box rental, and paper statement fee is waived.

In order to accept and receive electronic delivery, you must have access to a computer or other device with Internet connectivity, sufficient storage space, and Internet browser capable of 128-bit encryption, software that enables you to view files in the Portable Document Format ("PDF"), and a valid email address. You must notify the Bank if you become unable to meet the above hardware and software requirements.

If the bill payment program is not used within a consecutive three-month period, the program will be deactivated, resulting in a loss of history and payee information.

Delivery methods of receiving your periodic statements. Only one delivery method per account is possible. Enroll in eStatements by clicking the eStatement Tab within NetTeller Internet Banking and completing the process. Please contact the Bank if you have trouble enrolling.

Money Market Deposit Account

Rate information Your interest rate and annual percentage yield may change.

Frequency of rate changes We may change the interest rate on your account every month.

Determination of rate At our discretion, we may change the interest rate on your account.

Compounding and crediting frequency Interest will not be compounded. Interest will be credited to your account every month.

Effect of closing an account If you close your account before interest is credited, you will not receive the accrued interest.

Minimum deposit to open the account You must deposit $2,500.00 to open this account.

Minimum balance to avoid imposition of fees A service charge fee of $5.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $500.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Average daily balance computation method We use the average daily balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle.

Accrual of interest on noncash deposits Interest begins to accrue on the business day you deposit noncash items (for example, checks).

Transaction limitations Transfers from a Money Market Deposit Account to another account or to third parties by preauthorized automatic, telephone, or computer transfers are limited to six per statement cycle.

Direct withdrawals No restriction on the number or frequency of direct withdrawals, including transfers from the account to other accounts of the same depositor, when made by the depositor in person at the Bank or an automated teller machine (ATM), or by mail. The amount of each withdrawal may not be less than $100.00.

Statements Descriptive statements will be furnished on a monthly basis on the date interest is paid. The actual checks, deposits and withdrawals WILL NOT be returned in the statement.

Fees A miscellaneous charge fee of $5.00 will be charged for each check in excess of three during a statement cycle.

Regular Savings Account

Rate information Your interest rate and annual percentage yield may change.

Frequency of rate changes We may change the interest rate on your account at any time.

Determination of rate At our discretion, we may change the interest rate on your account.

Compounding and crediting frequency Interest will not be compounded. Interest will be credited to your account every quarter.

Effect of closing an account If you close your account before interest is credited, you will not receive the accrued interest.

Minimum deposit to open the account You must deposit $100.00 to open this account.

Minimum balance to avoid imposition of fees A service charge fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $250.00 any day of the cycle.

Daily balance computation method We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of interest on noncash deposits Interest begins to accrue on the business day you deposit noncash items (for example, checks).

Transaction limitations Transfers from a Regular Savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per statement cycle.

Fees An excessive withdrawal fee of $1.00 will be charged for each withdrawal in excess of three during a quarter.

A fee of $10.00 will be charged for any savings account closed within six months of opening.

Minor Savings Account

Rate information Your interest rate and annual percentage yield may change.

Frequency of rate changes We may change the interest rate on your account at any time.

Determination of rate At our discretion, we may change the interest rate on your account.

Compounding and crediting frequency Interest will not be compounded. Interest will be credited to your account every quarter.

Effect of closing an account If you close your account before interest is credited, you will not receive the accrued interest.

Minimum deposit to open the account You must deposit $25.00 to open this account.

Minimum balance to avoid imposition of fees A service charge fee of $3.00 will be imposed every statement cycle if the balance in the account falls below $25.00 any day of the cycle.

Daily balance computation method We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of interest on noncash deposits Interest begins to accrue on the business day you deposit noncash items (for example, checks).

Transaction limitations Transfers from a Minor Savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per statement cycle.

Fees An excessive withdrawal fee of $1.00 will be charged for each withdrawal in excess of three during a quarter.

A fee of $10.00 will be charged for any savings account closed within six months of opening.

Christmas Club Account

Minimum deposit to open the account You must deposit $1.00 to open this account.

Transaction limitations and fees  If any withdrawal is made from this account before maturity or if all required deposits are not made a fee of $5.00 will be imposed.

                                                                                        

Small Business Checking Account

Minimum deposit to open the account You must deposit $100.00 to open this account.

Minimum balance to maintain - none

Monthly service charge - $10.00

Features:  Number of Free Items (debits and credits) - 200 combined per statement cycle.  Over 200 combined items will be charged at $.30 each (transactions will be counted on the date the transaction hard-posts to the account, and not necessarily the date on which you conduct the transaction).  Online bill payment - provided.  eStatements - provided.  Online and/or Mobile Banking - required to receive eStatements.  Business ATM/Debit card - provided.  Cash back on Business ATM/Debit card signature-based transactions - .0025% ($.25/$100).  Mail delivery of paper statements - $4.00 per statement.

Service Charge Buy-down Options: (options buy-down service charge by $2.00 for maximum buy-down of $6.00)

     *  Use business debit card 20 times (as a signature-based transaction) per statement cycle (transactions will be counted on the date the transaction hard-posts to the account, and not necessarily the date on which you conduct the transaction)

     *  Use online bill payment at least three times per statement cycle (bill payments must hard-post to the account during the monthly statement cycle to qualify)

     *  Write less than 10 checks per statement cycle

     *  Deposit less than 50 checks per statement cycle

In order to accept and receive electronic delivery, you must have access to a computer or other device with Internet connectivity, sufficient storage space, and Internet browser capable of 128-bit encryption, software that enables you to view files in the Portable Document Format ("PDF"), and a valid email address. You must notify the Bank if you become unable to meet the above hardware and software requirements.

If the bill payment program is not used within a consecutive three-month period, the program will be deactivated, resulting in a loss of history and payee information.

Delivery methods of receiving your periodic statements. Only one delivery method per account is possible. Enroll in eStatements by clicking the eStatement Tab within NetTeller Internet Banking and completing the process. Please contact the Bank if you have trouble enrolling.

 

Commercial Checking Account

This account is designed for higher volume transaction accounts and subject to account analysis charges.  The account is a business purpose account and is not subject to Regulation DD (Truth-in-Savings) requirements.

Minimum deposit to open the account You must deposit $100.00 to open this account.

Minimum balance to maintain - none

Monthly service charge - $10.00

Reserve Requirement  - 10%

Item Charges - items will be charged as follows:

  •  ACH debits and credits                  $.15 each
  •  Deposits/Credits                              .30 each
  •  Checks/Debits paid                          .15 each
  •  Deposited Items                               .06 each

Features - eStatements - provided. Online and/or Mobile Banking - required to receive eStatements. Business ATM/Debit card - provided.  Mail delivery of paper statements - $4.00 per statement.

Account Analysis - Your service charge is equal to the difference between the EARNINGS on your collected balances and the COST of servicing your account, which is based on activity reported during the statement cycle, including the monthly service charge.  If the EARNINGS equal or exceed the total COST, there is no service charge assessed for that statement cycle.  EARNINGS are the product of the MONTHLY EARNINGS CREDIT RATE and the AVERAGE DAILY COLLECTED BALANCE for the period.  If the AVERAGE DAILY COLLECTED BALANCE is negative, the product of the AVERAGE DAILY COLLECTED BALANCE and the MONTHLY EARNINGS CREDIT RATE will also be negative and will result in a service charge in excess of COST.

In determining COST, the Bank calculates a fee for each activity (PRICE X VOLUME).  These fees are added together, and to that figure, the monthly service charge is added.  The service charge is comprised of total charges minus the earnings credit.

The Earnings Credit is based on daily balance and used to offset fees incurred to service your account.  Credit will not exceed fee.

In order to accept and receive electronic delivery, you must have access to a computer or other device with Internet connectivity, sufficient storage space, and Internet browser capable of 128-bit encryption, software that enables you to view files in the Portable Document Format ("PDF"), and a valid email address. You must notify the Bank if you become unable to meet the above hardware and software requirements.

Delivery methods of receiving your periodic statements. Only one delivery method per account is possible. Enroll in eStatements by clicking the eStatement Tab within NetTeller Internet Banking and completing the process. Please contact the Bank if you have trouble enrolling.

 

Business Interest Checking Account

This account is designed for business with low transaction volumes that want to receive interest.

This is a business purpose account and is not subject to Regulation DD (Truth-in-Savings) requirements.

Rate information Your interest rate and annual percentage yield may change.

Frequency of rate changes We may change the interest rate on your account every month.

Determination of rate At our discretion, we may change the interest rate on your account.

Compounding and crediting frequency Interest will not be compounded. Interest will be credited to your account every month.

Effect of closing an account If you close your account before interest is credited, you will not receive the accrued interest.

Average daily balance computation method - We use the average daily balance method to calculate the interest on your account.  This method applies a periodic rate to the average daily balance in the account for the period.  The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.  The period we use is the monthly statement cycle.

Accrual of interest on non-cash deposits - Interest begins to accrue on the business day you deposit non-cash items (for example, checks)

 

Minimum balance to open the account You must deposit $100.00 to open this account.

Monthly Service Charge Analysis

  1. CREDIT Interest is paid at the NOW Account rate on the average balance.
  2. DEBIT If the minimum balance maintained is less than $1,000.00 and the average collected balance maintained is less than $1,500.00 there is a maintenance charge of $7.00.
  3. DEBIT If there are more than 20 items paid on the account there will be a $.15 charge for each item paid in excess of 20.
  4. DEBIT If there are more than 30 items deposited to the account there will be a $.10 charge for each item deposited in excess of 30.

Features - eStatements - provided. Online and/or Mobile Banking - required to receive eStatements. Business ATM/Debit card - provided. Mail delivery of paper statements - $4.00 per statement.

In order to accept and receive electronic delivery, you must have access to a computer or other device with Internet connectivity, sufficient storage space, and Internet browser capable of 128-bit encryption, software that enables you to view files in the Portable Document Format ("PDF"), and a valid email address. You must notify the Bank if you become unable to meet the above hardware and software requirements.

Delivery methods of receiving your periodic statements. Only one delivery method per account is possible. Enroll in eStatements by clicking the eStatement Tab within NetTeller Internet Banking and completing the process. Please contact the Bank if you have trouble enrolling.

 

 


 
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